The tax return for 2022 is on its way, and here you will find answers to the most common questions.

If you are wondering about something that you can't find an answer to here, we are of course always ready to help you.

First of all: We automatically report your information to the Swedish Tax Agency - and you don't need to fill in anything yourself.

* If you have an account with Saxo Bank see information below.

It is recommended to check the figures that have been reported. Below we go through the various parts of what we report (note: it is not a given that you have all these annual statements).

Potential annual tasks, explained

Share savings account

If you have a share savings account via Nordnet, you can find the annual statement for the share savings account by logging in to Nordnet.

What the report shows: The report divides the various accounts you may have. Here you see the initial value of the account (how much you have deposited yourself in total), which also corresponds to the shielding basis, the amount you can withdraw tax-free (any return above this is taxable). Deposits and withdrawals show how much you have deposited or withdrawn this year. Unused coverage is what you can still withdraw without having to pay tax on it. Taxable gain/loss shows where applicable what you have to tax on or get a deduction for. You will also find information about costs for which you receive deductions and discounts that are taxable, as well as information about what was in each account at the end of the year.

What is shielding? Shielding is something that is calculated annually, and is something that is added to your tax-free withdrawal. This is calculated using something called the shielding rate, which is a scheme to make it more tax-friendly to save in mutual funds.

It says that I have withdrawals, but I have not withdrawn anything this year: If you have not withdrawn money from Krone, but are informed of a withdrawal, the reason is usually that we have withdrawn costs or that money has gone from equity funds to bond funds.

I have taxable profit - what do I have to pay in tax: 37.52% tax is calculated on taxable profit. This is not deducted continuously, but is something you may have to pay in arrears, when the tax notice arrives.

Custodian bank at Saxo Bank

You have received the necessary information from us by e-mail. All securities, gains/losses and interest/dividends are automatically reported to the tax authorities. It is recommended to check the figures that have been reported. The bank deposit (cash) in Saxo Bank must be registered manually. In addition, the management costs can be deducted (only for private individuals in your own tax return. These figures can be found in the report sent from us)

Please see how to do this in the following link:

- recipe deduction of management costs

- recipe for bank deposits abroad

IPS

If you have IPS with us, you will receive such an annual report by logging in to Nordnet

What does the report show? The report shows how much you have deposited this year, and the balance you had at the start and end of the year. It also shows how much you have paid. The most important thing for the tax return is the deposit, and possibly the withdrawal. This is what is taxable.

I have a deposit - how much deduction do I get?: You get a 22% deduction on what you have deposited. This is deducted automatically in the tax report.

Company

1) With an account with Nordnet

For those who have a business account with Nordnet, you can find the year's assignment by logging in to Nordnet.

2) With an account with Saxo bank

We have sent the year's layout by e-mail. If you have any questions, please get in touch

Yes, all costs directly connected to your investments are deductible. This means that you can deduct both the management fee and the portfolio fee from your taxes.

The costs can be easily found by logging in and viewing the transaction overview for the current tax year. Feel free to get in touch if you have any questions.

This is entered in the tax return under the topic Finance by clicking on the button: "see what you can add" and then; Administrative costs.

For those who have a share savings account (ASK), this will automatically be included in the cost price and value, and thus included in the tax on later withdrawals.